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"I’m so happy I found Filo Mortgage. They offered me a mortgage rate with zero points that I didn’t think was available. I spoke with at least 3 other companies and Filo had the best rate and terms. In fact, it wasn’t even close. If you’re looking for the best mortgage rate, start and end here. The loan process was also easier and faster than other experiences I’ve had."


"Jeff and team got me the best rate by far and the application process was smooth and exceeded my expectations. I can’t say enough about how great their communication was. I will use Filo Mortgage again and recommended them to my friends and family."


"We closed on our refinance last Friday and the experience was nothing short of amazing! We received a clear to close in 1 week! Jeff blew us away with the awesome news that we received an appraisal waiver, so we were able to avoid the expense of an appraisal. I felt so good about how he treated us, I referred my Mom and friend who were also clear to close in a matter of days. Thank you so much for treating all of us so well, Jeff! I'll keep the referrals coming. :)"


"We refinanced with Filo Mortgage after working working with many other companies in the past. With Filo, the process was simple and fast. I also received a great rate for my 20 YR mortgage. I felt like Jeff and his team really cared about me, making sure I got the lowest rate with the lowest fees. I've never felt this level of support before when working with a mortgage company."


“I researched many lenders online and Filo Mortgage offered the lowest rate with no added points. They also allow you to waive your escrows at no additional fee. The entire transaction from completing the application to signing documents happens online making it a much easier process. I highly recommend Filo Mortgage to my friends and family.”


"When we decided to refinance our mortgage we turned to Filo Mortgage. We chose them because of their low rates. We were nervous because you never really know how things will turn out. We were extremely impressed with the entire process. Jeff and team answered our questions quickly and accurately, and at all times of the day. Jeff did a great job guiding us and we closed quickly. We are very grateful for your efforts and our amazing interest rate!"


"Similar to many homeowners, I wanted to refinance given the drop in interest rates. Filo Mortgage offered the lowest interest rate with no origination fees and was very easy to work with. They went above and beyond to answer all my questions and guide me through the process. I highly recommend!"


“Filo Mortgage has been incredible on my home purchase. I worked with Van who easy to get a hold of and quick to respond to my requests and questions. He made the whole process painless and I feel like I got the best possible financing available. My realtor has been similarly impressed and recommends Filo Mortgage to her clients after our experience with my loan. Thanks again. Keep up the good work!


"I shopped around for a great rate and Filo Mortgage had the lowest combination of rates and fees. I worked with Jeff and his team. The process was very smooth and we closed within 3 weeks. After this experience there is no reason to look elsewhere."