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    Our Expert's Corner

    Better understand the mortgage process by reading articles written by
    our professionals that help explain all of the complexities of the mortgage industry.
    Home Equity At An All-Time High; Is It Time For A Cash-Out Refinance? Refinance

    Home Equity At An All-Time High; Is It Time For A Cash-Out Refinance?

    As the housing market continues to heat up, more and more homeowners are considering a cash-out refinance as a way of tapping into their equity.…
    Joe Butch
    Joe ButchJanuary 17, 2022
    How to get a mortgage with little or no down payment Mortgage

    How to get a mortgage with little or no down payment

    Obtaining a mortgage is what makes homeownership a possibility for most people, but between down payments and closing costs, buying a home can still be…
    Joe Butch
    Joe ButchDecember 22, 2021
    Different types of mortgages Mortgage

    Different types of mortgages

    If you’re looking to get a home loan, you’ll have numerous options to choose from. The type of home you purchase, your eligibility, your preferences,…
    Joe Butch
    Joe ButchDecember 22, 2021
    How are closing costs calculated? Mortgage

    How are closing costs calculated?

    Closing costs are various fees that are paid when the sale of a home is finalized, and when the home’s title is officially transferred from…
    Joe Butch
    Joe ButchDecember 22, 2021
    Comparing home loan terms: 15-year vs. 30-year mortgages Mortgage

    Comparing home loan terms: 15-year vs. 30-year mortgages

    Deciding on the type of mortgage you want is an important part of the mortgage application  process, but there are also loan terms to consider,…
    Joe Butch
    Joe ButchDecember 21, 2021
    What is Private Mortgage Insurance (PMI)? Mortgage

    What is Private Mortgage Insurance (PMI)?

    Principal and interest aren’t the only things that make up mortgage payments; there are other factors that influence what your monthly mortgage will be, such…
    Joe Butch
    Joe ButchDecember 20, 2021
    Mortgage pre-approval vs. pre-qualification Mortgage

    Mortgage pre-approval vs. pre-qualification

    As you begin the house hunting process and start comparing your loan options, you may hear the terms “pre-approval” and “pre-qualification” frequently. It can be…
    Joe Butch
    Joe ButchDecember 15, 2021
    Homeowners Have Another Opportunity to Refinance at Historically Low Rates Refinance

    Homeowners Have Another Opportunity to Refinance at Historically Low Rates

    Finding the right time to refinance a mortgage can be tricky, and some borrowers question whether refinancing a mortgage is even necessary at all. There…
    Joe Butch
    Joe ButchNovember 15, 2021
    Monthly vs. biweekly mortgage payments Mortgage

    Monthly vs. biweekly mortgage payments

    When it comes to mortgage payment schedules, paying once a month is typically the default. After all, most bills are on a monthly schedule, and…
    Joe Butch
    Joe ButchNovember 3, 2021
    What are mortgage points and how do they lower your interest rate? Mortgage

    What are mortgage points and how do they lower your interest rate?

    If you’re looking to lower your mortgage interest rate, one way to do so is by purchasing mortgage points. Also known as discount points, this…
    Joe Butch
    Joe ButchOctober 13, 2021
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    FILO MORTGAGE, L.L.C.

    Four Tower Bridge, 200 Barr Harbor Dr. ste 400-425
    West Conshohocken, PA 19428
    NMLS# 1928741

    1-800-951-4732
    Mon-Fri 8am - 11pm ET
    Sat-Sun 9am - 6pm ET


    Copyright 2021 Filo Mortgage, LLC | All rights reserved. NMLS #1928741 ©. Filo Mortgage | Four Tower Bridge, ste 400-425, West Conshohocken, PA 19428. Not available in all states.
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      • What Loan Is Right For You?
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      • What is a cash-out refinance?
      • VA Loans
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